PSI - NY Life, Accident and Health Practice Exam 17- 55| 75 Questions - Actual Test| GRADED A

PSI - NY Life, Accident and Health Practice Exam 17- 55| 75 Questions - Actual Test| GRADED A
Question 1: Which policy provision permits the policy owner to
take a specified number of days to examine the contract, and
allows for cancellation and a full refund if the policy owner
rejects the terms or costs?
CORRECT ANSWER: Free Look
Question 2: When will a policy pay on a UCR basis?
CORRECT ANSWER: When particular benefits are not listed
on a payment schedule
Question 3: Which type of rider reimburses health and social
service expenses incurred in a convalescent or nursing home
facility?
CORRECT ANSWER: long term care rider
Question 4: Which of the following is exempted from the
incontestability provision in insurance policies?
CORRECT ANSWER: Fraudulent misstatements
Question 5: What does first dollar coverage mean?

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