Real Estate U - Chapter 17 - Civil Rights Flashcards

Real Estate U - Chapter 17 - Civil Rights Flashcards In order to be exempt from the FHA a single family homeowner can sell or rent 1 home in how many years?A 2 yearsB 5 yearsC 1 yearD 10 years A 2 years A buyer asks you if a particular neighborhood is safe, you should tell them?AThey should contact the local police departmentBYou can no longer work themCTell them about the recent break-insDTell them you think it is a safe neighborhood AThey should contact the local police department HUD uses ............ as a tool in order to identify agents who may engage in activities prohibited under the Fair Housing Act.ATestersBInspectorsCSpiesDHidden Cameras ATesters Who does the Michigan Civil Rights Commission represent during a complaint, the complainant or the respondent?ANeither.BThe complainant.CThe respondent.DBoth.ANeither Public transport handicapped accessibility is addressed under which title of the ADA?ATitle IIBTitle ICTitle IIIDTitle V A Title II If a business has a step on the front door to enter, they should make the reasonable accommodation of?AAdding a rampBMake no changesCTear down the front door and rebuild a new oneDPlace a sign that says "no wheelchairs" AAdding a ramp Which of the following cannot be taken into consideration by a lender when approving a credit application?AReligionBProperty ConditionCIncomeDLender's portfolio AReligion The following types of properties are exempt from the ADA?AHistorical SitesBLarge-scale apartment buildingsCBars built before 1991DLandlords who only own

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AHistorical Sites How many categories of public accommodations are included under the ADA?A12B8C5D45 A 12 Which of the following is NOT a protected class under the FHA?ANone of the aboveBNational originCReligionDRace A None of the above The initial Civil Rights Act was made a law in what year?A

1866B 1966C 1865D 1999

A 1866

Which of the following could potentially be exempt from the Fair Housing Act?A A private club offering housing to its membersB A private club offering housing to the publicC A landlord of an 8 unit buildingD A person older than 55 who owns 6 homes A A private club offering housing to its members

Clearance around ADA accessible doors must be at least...?A36" wideB48" wideC100" wideD120" wide A36" wide Wally has been helping people buy and sell properties for years, but he does not hold a broker or salesperson license. Does ELCRA apply to him?AYes.BNo.CNot until he gets a license.DELCRA does not apply to brokers or salespersons.AYes The Civil Rights Act expanded the law of 1866 to include all but which of the following?AFamily StatusBColorCReligionDNational Origin AFamily Status Can a person seeking housing be turned down based on a disability related to the person's ability to acquire, rent, or maintain property?A Yes. To be protected, the statute requires that the disability be unrelated to those things.B No.C It depends.D Only if there is no accommodation for them.A Yes. To be protected, the statute requires that the disability be unrelated to those things.The Federal Housing Act prohibits lenders from denying a loan based all the following, EXCEPT?AIncomeBRaceCGenderDNational Origin AIncome Under the Fair Housing Act it is illegal to deny entry into which of the following?AMLSBOpen HouseCBBQDReligious Club A MLS To which context does ELCRA not apply?AChurchBEmploymentCHousingDEducation AChurch What is the National Fair Housing Alliance (NFHA)?A A national non-profit devoted to promoting fair housing practices.B A governmental agency devoted to prosecuting illegal acts committed by the real estate industry.C A national union of real estate salespersons.D A for-profit lobbying organization for real estate professionals.A A national non-profit devoted to promoting fair housing practices.Which of the following is not a prohibited act under the FHA?ATestingBSteeringCRedliningDBlockbusting ATesting After an investigation, who decides whether the respondent has engaged in a discriminatory practice?AThe Michigan Civil Rights Commission.BA jury.CThe police.DThe courts.AThe Michigan Civil Rights Commission.Michigan Civil Rights Commission members are political appointees, appointed by the governor. How many members may come from a single party?ANo more than four.BUp to five.CAs many as the governor likes.DThree ANo more than four.Bill wants to work for Office, Inc. as a telephone receptionist, but he is hard of hearing. However, with a hearing aid. Bill can hear well enough to perform the job.May Office, Inc. discriminate against Bill based on his poor hearing?A No, because Bill can perform the job with an accommodation.B No, because you can't discriminate

against a person with a disability.C Yes, because Bill cannot perform the job on his own.D Yes, so long as there is another reason not to hire Bill.A No, because Bill can perform the job with an accommodation.Megan's Law makes information regarding ............available to the public.A Sex offendersB Convicted murderersC Convicted robbersD Convicted drunk drivers A Sex offenders

Hector would like to discriminate against a buyer based on the national origin of the buyer's live-in boyfriend. Can Hector do that under ELCRA?ANo. ELCRA prohibits discrimination based on the protected status of a person who resides with a buyer.BYes. ELCRA only protects the buyer from discrimination, not people who reside with the buyer.CNo. ELCRA does not permit a seller to discriminate between buyers.DYes. ELCRA does not prohibit discrimination based on national origin.ANo. ELCRA prohibits discrimination based on the protected status of a person who resides with a buyer.For buildings ready for occupancy after March 31, 1991, individual units must have?AAn accessible route into and through the unitBA ramp to enter the apartmentCCustom built showersD18 elevators AAn accessible route into and through the unit All but which of the following places would be considered a public accommodation under the ADA?A Private HomeBBarCLocal GymDMuseum A Private Home Fair Housing Amendments Act of 1988 added which two classes to the Act?AHandicap and Familial StatusBSexCRaceDSexual Orientation AHandicap and Familial Status Elroy acquires a disability that prevents him from performing his job. No accommodation is available that would enable Elroy to perform his job. May Elroy's employer fire him based on his disability?A Yes, because Elroy's disability is related to his ability to perform his job.B No. Once Elroy is employed, his employer cannot fire him based on a disability.C Not enough facts to tell.D No.Elroy's employer must find Elroy an accommodation.A Yes, because Elroy's disability is related to his ability to perform his job.A buyer tells you that she feels a seller is discriminating against her, but she doesn't know whether there is anything she can do about it. How can you help her?A Refer her to the NFHA or a local organization devoted to promoting fair housing.B Nothing. You are not permitted to interfere.C Report the seller to the department.D Show her a different property.A Refer her to the NFHA or a local organization devoted to promoting fair housing.Which is a covered multifamily dwelling not required to provide to a person with a disability?A All necessary physical modifications.B Reasonable accommodations in policies and services.C Permission for the tenant to make reasonable physical modifications to the unit.D Accessible routes in and through the unit.A All necessary physical modifications.The Civil Rights Act of 1866 made it illegal to deny people certain rights based on their...?A RaceB ReligionC SexD Ancestry A Race What's the overall purpose of the PWDCRA?A To prevent discrimination based on disability.B To give persons with