RMIN 4000 Edmunds Exam 3 Questions and Answers 100% Verified

RMIN 4000 Edmunds Exam 3 Questions and Answers 100% Verified
Question : What are the basic parts of an insurance contract?
Correct answer: declarations, definitions, insuring agreement,
exclusions, conditions, and miscellaneous provisions
Question : What are declarations in an insurance contract?
Correct answer: statements that provide information about the
particular property or activity to be insured
Question : What does the declarations page usually contain?
Correct answer: name and address, policy dates, amount of
insurance, premium and deductible, and other relevant info
Question : What are definitions in an insurance contract?
Correct answer: key words or phrases are defined so that
coverage under the policy can be determined more easily
(insurer-"we,us,out" vs. insured-"you,your")
Question : What is the insuring agreement?
Correct answer: summary of the major promises of the insurer
(what is covered)

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