SOLUTION MANUAL FOR RISK MANAGEMENT AND INSURANCE 12TH EDITION JAMES TRIESCHMANN SANDRA GUSTAVSON SANDRA GUSTAVSON, ROBERT HOYT SANDRA GUSTAVSON, ROBERT HOYT, DAVID SOMMER (Complete And Verified Study material) (95pages) LEARNEXAMS

CONTENTS INSTRUCTOR’S MANUAL PART 1: RISK AND THE RISK MANAGEMENT PROCESS Chapter 1: Introduction to Risk ............................................................................................. 1 Chapter 2: Risk Identification and Evaluation ........................................................................ 4 Chapter 3: Property and Liability Loss Exposures ................................................................. 8 Chapter 4: Life, Health, and Loss of Income Exposures ...................................................... 12 Chapter 5: Risk Management Techniques: Noninsurance Methods ..................................... 16 Chapter 6: Insurance as a Risk Management Technique: Principles .................................... 20 Chapter 7: Insurance as a Risk Management Technique: Policy Provisions ........................ 25 Chapter 8: Selecting and Implementing Risk Management Techniques............................... 28 PART 2: COMMERCIAL RISK MANAGEMENT APPLICATIONS: PROPERTY-LIABILITY Chapter 9: Risk Management and Commercial Property: Part I........................................... 31 Chapter 10: Risk Management and Commercial Property: Part II.......................................... 34 Chapter 11: Risk Management and Commercial Liability Risk ............................................. 38 Chapter 12: Workers' Compensation and Alternative Risk Financing.................................... 41 PART 3: PERSONAL RISK MANAGEMENT APPLICATIONS: PROPERTY-LIABILITY Chapter 13: Risk Management for Auto Owners: Part I ........................................................ 44 Chapter 14: Risk Management for Auto Owners: Part II........................................................ 47 Chapter 15: Risk Management for Homeowners.................................................................... 50 PART 4: RISK MANAGEMENT APPLICATIONS: LIFE, HEALTH, AND INCOME EXPOSURES Chapter 16: Loss of Life.......................................................................................................... 54 Chapter 17: Loss of Health...................................................................................................... 59 Chapter 18: Retirement Planning and Annuities..................................................................... 65 Chapter 19: Employee Benefits: Life and Health Benefits..................................................... 69 Chapter 20: Employee Benefits: Retirement Plans................................................................. 73 Chapter 21: Financial and Estate Planning.............................................................................. 77 PART 5: THE RISK MANAGEMENT ENVIRONMENT Chapter 22: Risk Management and the Insurance Industry..................................................... 81 Chapter 23: Functions and Organization of Insurers............................................................... 85