South Carolina Life Insurance Producer Exam Questions and Answers

South Carolina Life Insurance Producer Exam Questions and Answers
Question : If a policy has a automatic loan provision, what
happens if the insured dies before the loan is paid back?
Correct answer: The balance of the loan will be taken out of
the death benefit
Question : An insurer receives a report regarding potential
insured that includes financial status, hobbies, and habits.
What type of report is that?
Correct answer: Inspection Report
Question : The clause that protects the proceeds of a life
insurance policy from creditors after the death of the insured
is known as
Correct answer: Spendthrift Clause
Question : Children's riders attached to whole life policies are
usually issued as what type of insurance?
Correct answer: Term

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