State Farm Fire Independent Adjuster Certification Study Questions With Correct And Updated Answers

State Farm Fire Independent Adjuster Certification Study Questions With Correct And Updated Answers
Question : Select the false statement listed below: In the HO3 policy, the ALE payments will be made only for: Select the
single best answer: A. The shortest time necessary to repair or
replace the damaged property, but not to exceed 24 months.
B. If the insured does not rebuild, the time necessary for the
insured to relocate in permanent living quarters, but not to
exceed 24 months. C. ALE payments can run beyond the
expiration of the policy. D. ALE payments are limited to
incurred costs for the shorte E. ALE payments will not exceed
20% of Coverage A limits.
CORRECT ANSWER: C. ALE payments can run beyond
the expiration of the policy.
Question : The insured has a HO-3 policy in force. All of the
losses are covered except: Select the single best answer: A.
Shed rented to a tenant, to store furniture B. Detached garage
used to operate a lawnmower repair shop C. Garage rented to
the neighbor to store an antique automobile D. Basement used

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