State Simulator questions and answers new update

State Simulator questions and answers new update
The fair credit and reporting acts main purpose is to -correct answer protect
consumers with guidelines regarding credit reporting and distribution
A life insurance company has transferred some of its risk to another insurer. the
insurer assuming the risk is called the -correct answer reinsurer
What is considered to be the primary reason for buying life insurance? -correct
answer Provide death benefits
A type of insurer that is owned by its policyowners is called -correct answer
mutual
why are dividends from a mutual insurer not subject to taxation? correct answer
Because dividends are considered to be a return of premium
A nonparticipating company is sometimes called -correct answer stock insurer
A plan in which an employer pays insurance benefits from a fund derived from
the employer's current revenues is called -correct answer A self-funded plan
An insurer claim settlement practices are regulated by the -correct answer State
insurance departments
Which of the following is not considered advertising -correct answer A rating
from a rating service company, such as A.M. Best

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