TEXAS ADJUSTER EXAM WITH

TEXAS ADJUSTER EXAM WITH ANSWERS
Question :Subrogate Subrogation is the right for an insurer to
legally pursue a third party that caused an insurance loss to the
insured. This is done as a means of recovering the amount of the
claim paid by the insurance carrier to the insured for the loss.
While investigating a claim, you determine that the loss was
caused by a defective mechanism in the dishwasher. You would
attempt to_________________________?
Correct answer:Subrogate
Question :Appraisal
What is the process when an insurer and an insured have a
dispute regarding the amount of damage?
Correct answer:Appraisal
Question :Material Misrepresentation
__________________________________________________is
a significant misstatement in an application form. If a company
had access to the correct information at the time of application,
the company might not have agreed to accept the application.

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