Texas Insurance License Quiz | 150 Questions with 100% Correct Answers | Verified | Latest Update

Texas Insurance License Quiz | 150 Questions with 100% Correct Answers | Verified | Latest Update
Question : At what point must a life insurance applicant be
informed of their rights that fall under the Fair Credit
Reporting Act?
Correct answer: Upon completion of the application
Question : Who elects the governing body of a mutual
insurance company?
Correct answer: policyholders
Question : An insurance applicant MUST be informed of an
investigation regarding his/her reputation and character
according to the
Correct answer: Fair Credit Reporting Act
Question : What type of reinsurance contract involves two
companies automatically sharing their risk exposure?
Correct answer: Treaty
Question : The stated amount or percent of liquid assets that
an insurer must have on hand that will satisfy future
obligations to its policyholders is called
Correct answer: reserves

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