TEXAS PROPERTY AND CASUALTY EXAM AND PRACTICE QUESTIONS NEWEST ACTUAL EXAM MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A+

TEXAS PROPERTY AND CASUALTY EXAM AND PRACTICE QUESTIONS NEWEST ACTUAL EXAM MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A+

What is Risk?
Correct answer: Risk is the uncertainty of loss
What is Insurance?
Correct answer: Insurance is a transfer of risk from the insured
to the insurer
What is Pure risk?
Correct answer: Pure risk means there is no chance of a loss or a
gain. It is not insurable
What is Speculative risk?
Correct answer: Speculative risk means there is a chance of a
loss or a gain. It is uninsurable
What is a Hazard?
Correct answer: A hazard is something that increases the risk

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