TEXAS PROPERTY AND CASUALTY EXAM AND NEWEST MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS

TEXAS PROPERTY AND CASUALTY EXAM AND NEWEST MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS

What is Risk?
Correct answer: Risk is the uncertainty of loss
What is Insurance?
Correct answer: Insurance is a transfer of risk from the insured
to the insurer
What is Pure risk?
Correct answer: Pure risk means there is no chance of a loss or a
gain. It is not insurable
What is Speculative risk?
Correct answer: Speculative risk means there is a chance of a
loss or a gain. It is uninsurable
What is a Hazard?
Correct answer: A hazard is something that increases the risk

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