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TF-CBT Guide Latest Update 100% Pass
Question : An insurer authorized to do business within this
state is considered what type of insurer? A Alien B Domestic
C Foreign D Admitted
CORRECT ANSWER: D-Admitted An insurer authorized
to do business in this state is referred to as admitted, and
could be either domestic, foreign, or alien domiciled.
Question : A long-term care policy can exclude from
coverage all of the following, except: A Hospitalization (acute
care) B Intentionally self-inflicted injuries C Rest cures D
Alzheimer's disease
CORRECT ANSWER: D- Alzheimer's disease Alzheimer's
disease cannot be excluded from long-term care coverage.
Question : Which is not correct concerning a Blue Cross and
Blue Shield Plan? A In most states, they are considered notfor-profit organizations B Benefits are paid directly to the
insured individual C They are fee for service plans D They
offer both individual and group coverage
CORRECT ANSWER: B-Benefits are paid directly to the
insured individual As both Blue Cross and Blue Shield Plans
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