WV State Life Insurance Exam Questions and Answers Already Passed

WV State Life Insurance Exam Questions and Answers Already Passed
Question : A group-owned insurance company that is formed
to assume and spread the liability risks of its members is
known as a:
CORRECT ANSWER: Risk retention group
Question : Which of the following requires insurers to
disclose when an applicant's consumer or credit history is
being investigated?
CORRECT ANSWER: 1970-Fair Credit Reporting Act
Question : Q purchases a $500,000 life insurance policy and
pays $900 in premiums over the first six months. Q dies
suddenly and the beneficiary is paid $500,000. This exchange
of unequal values reflects which of the following insurance
contract features?
CORRECT ANSWER: Aleatory

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