Xcel Solutions Property & Casualty Test 120 Questions with Update

Xcel Solutions Property & Casualty Test 120 Questions with Answers Update
Question : If an insured's dog bites a guest that results in a
settlement amount of $150,000 plus attorney fees of $70,000.
How much is the insured personally responsible to pay if their
homeowners policy Coverage E amount was $100,000?
Correct answer: $50,000
Question : E is a professional musician who owns a vintage
guitar with a current value of $20,000. E should properly
insure this guitar with a(n):
Correct answer: Personal Articles Floater
Question : For policyholders in the same risk classification, it
is unlawful to:
Correct answer: Charge different premiums
Question : Additional coverages of a Farm owners policy E &
F will pay ____ to replace lost farm operations info as a result
of a covered cause of loss.
Correct answer: $2,000

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