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Nevada Life, Accident and Health Insurance Exam ( Update 2025 / 2026) & Answers ( Solution)
Question:
Which of the following statements is true concerning the accidental death rider
Answer:
It will pay double or triple the face amount
Question:
Life income joint and survivor settlement option guarantees
Answer:
income for 2 or more recipients until they die
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Question:
Which two terms are associated directly with the premium?
Answer:
level or flexible
Question:
An insured owns a $50,000 whole life policy. At age 47, the insured decides to cancel his policy and exercise the extended term option for the policy's cash value, which is currently $20,000. What would be the face amount of the new term policy?
Answer:
$50,000
Question:
Which of the following statements is NOT correct concerning the COBRA Act of 1985?
Answer:
It requires all employers, regardless of the number or age of employees, to provide extended group health coverage
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Question:
Which of the following entities can legally bind coverage?
Answer:
Insurer
Question:
Which provision of a life insurance policy states the insurers duty to pay benefits upon the death of the insured, and to whom the benefits will be paid?
Answer:
Insuring clause
Question:
Which of the following products will protect an individual from outliving his or her money?
Answer:
Annuity
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