Colorado Health Insurance Exam

Colorado Health Insurance Exam | Questions and Verified Answers | 100% Correct (Latest Update 2025 / 2026)

Question:

Any company that furnishes health care services to enrolled members in

return for a fixed sum or prepaid premium is defined as:

• a franchise plan provider
• a health maintenance organization
• a blanket health insurer
• an industrial health insurer

Answer:

B

Question:

Which of the following statements is CORRECT about insurance producers who fail to satisfy the continuing education requirements?

• They may be subject to a fine.
• They may be subject to legal prosecution.
• Their licenses will be terminated.
• Their licenses will be suspended.

Answer:

C 1 / 4

Question:

Under a group health policy, an employee who has been covered under a company's group health plan for six months and is terminated for cause

MUST be permitted to:

• convert to an individual policy by providing evidence of insurability
• convert to an individual policy without providing evidence of insurability
• continue the group coverage by providing evidence of insurability
• continue the group coverage by paying the required premium

Answer:

D

Question:

A group policy issued to a newspaper or other publisher to cover its carriers is referred to as which of the following types of policies?

• Salary Continuation
• Structured Settlement
• Disability
• Blanket A & H

Answer:

D

• / 4

Question:

An individual may obtain a temporary insurance producer's license without

passing the licensing examination if the individual:

• is a deceased licensed producer's next of kin
• is taking insurance courses at a university
• has met the minimum experience requirement
• holds a license in another state

Answer:

A

Question:

An insurance producer who makes false statements that harm the reputation

of another insurer is guilty of:

• discrimination
• defamation
• misrepresentation
• controlled business

Answer:

B

• / 4

Question:

Credit A & H insurance MUST provide coverage for a loss caused by:

• disability
• accidental death
• temporary layoff
• voluntary unemployment

Answer:

A

Question:

Which of the following statements is prohibited in A & H insurance advertisements?

• "This is an introductory offer."
• "This plan is accredited by an agency of the federal government."
• "The amount of benefits provided depends upon the plan selected."
• "Coverage will continue as long as premiums are paid and the plan remains

in force."

Answer:

B

• / 4