NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17 -71

NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17 -71

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What is the amount of bond that must be posted with the state of New York to obtain an adjuster's license?

$1,000.

$5,000.

$2,000.

$7,500. - ANSWER- $1,000

Question:

In the case of a total vehicle loss, the adjuster will pay the insured which of the following?

All of the responses could apply depending on the circumstances The cost to replace the vehicle with like kind and quality if a current year model Use the most recent publication of an "Official Used Car Guide" If not listed in the "Guide," obtain quotations from automobile dealers - ANSWER- All of the responses could apply depending on the circumstances

New York has been struck with a catastrophe and adjusters are desperately needed.The Superintendent of Insurance can issue a temporary adjuster permit in an emergency situation such as this for _____ days.

30 90 60

120 - ANSWER- 120

The voltage for the engine's power stroke is delivered from the distributor to the

cylinder by the:

spark plugs. starter solenoid. battery.alternator. - ANSWER- spark plugs

What component on power brakes uses the engine to create a vacuum, allowing the driver to press the brake with less force?

Master cylinder Hydraulic actuator Pinion gear Power booster - ANSWER- Power booster

Which one of the following components is NOT considered part of the fuel system?

Exhaust manifold Intake manifold Air cleaner Fuel lines - ANSWER- Exhaust manifold

A device which is used to minimize small property claims and helps to keep

insurance premiums down is:

A valued policy

Insurable interest A deductible Coinsurance - ANSWER- A deductible

Where is the driver's side air bag module located?

In the steering wheel Above the glove compartment In the side window In the windshield - ANSWER- In the steering wheel

The Superintendent of Insurance: I. Must be a resident of New York II. Is

appointed by the Governor III. Holds office at the pleasure of the governor IV.Must annually examine the books and records of insurers operating in New York

I, II, III and IV I, II and III only I, III and IV only I and II only - ANSWER- I, II and III only/The Superintendent must be a citizen and resident of this state and is appointed by the governor, by and with the advice and consent of the senate, and holds office at the pleasure of the governor. He or she must examine insurers operating in New York every five years.

What does "S" indicate on the appraisal report?

Struts Structural components Sections to be painted Supply - ANSWER- Structural components

What allows the steering wheel to change the direction the vehicle is traveling?

Steering linkage Steering axis Steering knuckles Steering ratio gears - ANSWER- Steering linkage

The New York Superintendent of Insurance is:

Elected by the citizens of New York.Elected by the state legislature.Appointed by the governor.Appointed by the state legislature. - ANSWER- Appointed by the governor Jim Smith is involved in a collision claim and is no longer able to use the vehicle

to go to work. This "loss of use" is referred to as a:

Direct loss Indirect loss Loss evaluation Consequential loss Consequential loss

When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check?

The center pillar The trunk floor The quarter panels The frame rails The frame rails

In auto physical damage insurance, an insured peril cause of loss is known as: