State Farm Exams Latest - - Vocabulary,

State Farm Exams | Latest - - Vocabulary, Property, Management , Fire Independent Policy, Estimatics 1,2 , Casualty, Auto Exam, Auto Adjuster Certification (9 Tests ) 2000 + Questions & Answers (Solved)

State Farm Auto Adjuster Certification

• Answers (Solved)

1. ACV

Answer: actual cash value

• After Market Parts

Answer: Parts produced by a 3rd party for use on automobiles.

• Betterment

Answer: An improvement made to and automobile that increases

its value,rather than a repair that simply maintains its current value

4. BL

Answer: Blend

• Blend

Answer: This operation is equal to half the RF time on a panel.

Blend wouldbe necessary if an adjacent panel required some 1 / 4

paint so the color would match. If damage is within 18" of an adjacent panel then blend. Allow 36" if itis a metallic orgold paint, because the paints are hard to match.

• Bridge

Answer: Bridging occurs between 2 surfaces painted at the same

time. A good example would be seen between a molding and the panel Eventually the bridge will crack between the two and the integrity of the paint will deteriorate.Bridging is most often related to R&I. If a shoes does not strip a panel nakedthen bridgingwill most likely occur.

7. CEG

Answer: Collision Estimating Guide

• Collision Estimating Guide

Answer: A reference for how much time the average me-chanic

or painter willrequire performing a specific task.

• Clean and Retape

Answer: When an adhesive molding, nameplate, or emblem is

re- moved and reinstalled. The painter must clean the glue off and apply a new coat.

• Clear Coat

Answer: is used to seal in the color pigment on a panel. Most

vehicles havetwostage paint which is first coat color, second coat clear. 2 / 4

• Corrosion Protection

Answer: This material is applied to the underside of a panel

toprevent corrosion. This protection needs to be considered when when estimatingdamage repair.

• Deductible

Answer: An amount, stated on the policy , for which the policy

holder isresponsible. Deductibles are assessed on a per incident basis.

• Depreciation

Answer: The decrease in the market value of a vehicle over time.

Theamount of yearly depreciation is affected by variables including car condition, resale market supply and demand, and reputation of the manufacturer and or model.

14. DOL

Answer: Date of Loss

• Date of Loss

Answer: The date when the damage occurred.

16. EFS

Answer: Estimator Fact Sheet 3 / 4

• Estimator Fact Sheet

Answer: the fact sheet is accompanied with each claim.

Beforeevaluating the damage you will need to verify all information on the efs. It will haveimportant information such as the deductible, VIN, and date of loss.

• Flex Additive

Answer: This is added to the paint when applying it to a plastic

part. Plasticparts will bend slightly with wind and the paint must be flexible to prevent cracking.

19. HSLA

Answer: High Strength Low Alloy

• High Strength Low Alloy

Answer: A high strength, light weight metal commonly usedfor

hoods on somepickups and cars. HLSA requires more heat and is difficult to repair.

• Indemnify

Answer: An insurance company is responsible to return their

policy holdertoPre-Loss conditions.

22. LKQ

Answer: Like Kind and Quality

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